This list is not exhaustive and is based on the information available to ASIC at the time of publication. If someone contacts you to offer an investment opportunity, or you find a suspicious website, be wary. The 2025–26 payroll tax annual reconciliation is fast approaching and is due to be lodged and paid by 21 July 2026. Easily and securely send, and manage your payments—all in one place.
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Work out what you can afford, how to negotiate payment plans, what debts to prioritise, and much more. They don’t lend money or sell you anything and work only in your interest. Our guides are based on the experience of financial counsellors who provide FREE information and advice. Read about ways to tackle your debts one step at a time Our team members are dedicated to the highest ideals of honour and integrity in all relationships and conduct themselves in an ethical manner to merit the respect, trust, and confidence of each other and our sector. At Clear to Work, we regularly reassess and evaluate how we can improve our products and services to better meet industry needs and proactively evolve our systems and processes to stay at the forefront of the industry.
Smart acquisitions have allowed China-backed Yancoal to grow its market value by 133 times over the past decade. A plan to make people pay out of pocket, rather than from their super fund, for advice about switching funds will do more harm than good, Hub24 and Insignia say. The country’s second-largest superannuation fund has tripled the frequency it changes its bonds and equity portfolio to take advantage of volatile markets. You should consider its appropriateness taking into account such factors and seek professional financial advice.

For all levels of traders
This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. QMAX aims to provide regular income along with exposure to a portfolio of the top 100 companies listed on the Nasdaq stock market. WRLD aims to provide exposure to a diversified portfolio of global shares, managed to reduce volatility and defend against losses during market downturns. GGUS provides investors with cost-effective geared exposure to the returns of the broad US sharemarket, hedged for currency exposure. For over 20 years, Cliffwater has been at the forefront of private market investing, providing clients with access to proprietary research, indices, and investment solutions.

GGBL seeks to help investors build long-term wealth by providing moderately geared exposure to a diversified portfolio of global equities (ex-Australia). BBUS seeks to generate magnified returns that are negatively correlated to the returns of the U.S. sharemarket. If the US dollar goes up 10% against the A$ the Fund is designed to go up 10% too, before fees and expenses. UMAX aims to generate attractive monthly income and reduce the volatility of portfolio returns by implementing an equity income investment strategy over a portfolio of stocks comprising the S&P 500 Index.
If you’d like to earn interest, you can open a savings account at the same time. Open a new Westpac Choice account online between 1 February 2024 and 30 September 2026 to have the monthly Account-Keeping Fee waived for the first 12 months. Link an eligible Westpac debit or credit card for special deals and Bonus Cashback when you shop online or in-store. Link one or more Choice accounts to your eligible Westpac home loan to help reduce the interest you’ll pay.
The Nasdaq 100 comprises 100 of the largest non-financial companies listed on the Nasdaq market, and includes many companies that are at the forefront of the new economy. NDQ aims to track the performance of the Nasdaq 100 Index (before fees and expenses). The Index provides exposure to 100 of the largest non-financial companies listed on the Nasdaq market, with each holding in the Index weighted equally. QNDQ aims to track the performance of the Nasdaq-100 Equal Weighted Index (before fees and expenses).
We support the development and nurturing of respectful relationships, online casinos which has proven to be a crucial foundation for mental health, general wellbeing, and overall resilience. Our research is relevant and purposeful, and informs continuous improvement in the services and supports provided across Australia. Relationships Australia promotes the importance of respectful relationships for both individual mental health and general community outcomes, and through our advocacy we strive to influence policy, systems and services that empower everyone in Australia to build and maintain respect in all their relationships. We offer services around the country that include counselling, family dispute resolution (mediation) and a range of family and community support and education programs. We aim to support all people in Australia to achieve positive and respectful relationships. Relationships Australia is a leading provider of relationship support services for individuals, families and communities.
- We thank the Commonwealth Department of Social Services and Attorney-General’s Department in particular for the ongoing trust they place in the Relationships Australia Federation to deliver crucial services in support of Australian families and communities.
- Variable interest on your first $30,000 savings with a Life Savings and Choice bank account.
- The index is a flagship measure of fixed-rate global investment grade debt from global bond markets, hedged into Australian dollars.
- You should consider its appropriateness taking into account such factors and seek professional financial advice.
HJPN aims to track the performance of an index (before fees and expenses) that provides diversified exposure to the largest globally competitive Japanese companies, hedged into Australian dollars. HGBL aims to track the performance of an index (before fees and expenses) comprising approximately 1,300 developed markets companies (ex-Australia), hedged into Australian dollars. RBTZ aims to track the performance of an index (before fees and expenses) that includes leading global companies involved in the production or use of robotics and robotics-focused AI products and services. GTUM aims to track the performance of an index (before fees and expenses) comprising a portfolio of global developed markets companies (excluding Australia) with above average momentum scores, as measured by risk-adjusted returns. DRUG aims to track the performance of an index (before fees and expenses) that comprises the largest global healthcare companies (ex-Australia), hedged into Australian dollars.

Internally, we strive to embody servant leadership principles where our team members understand that everyone is a leader in their own area of influence and we ‘show up’ to support and encourage one another. Externally, we strive to provide the best online customer experience possible. We aim to do the same for all sectors for which we develop products and services. Brendan has curated an executive team with a rich history in both the VET Sector and online training industry to drive Clear to Work’s mission and vision forward. We continue to be pioneers by building new and better ways of delivering outstanding products and services both to the corporate space and to the public. Proud to be Australian owned and operated, Clear to Work was the pioneer in online training for hospitality.
Hi Frances,Thank you for taking the time to share your experience. Out of all the games they offer you can pay way under half. Thanks for sharing this, Merci 🎰Good to hear the payouts were quick and everything stayed simple on your end. Did you run into any issues with withdrawing your money? Thanks for your review, Ullungura 🙂Glad to hear you enjoyed the game and had a good time playing. I want to withdrawal my money my dear 😘

Relationships Australia acknowledges the importance of relationships and family in Aboriginal and Torres Strait Islander culture. Relationships Australia acknowledges Aboriginal and Torres Strait Islander peoples as the traditional owners and custodians of the land and waters on which we live and work, and we pay our respect to Elders, past, present and emerging. Results from these surveys inform further understanding around key areas of interest at timely points in Australia’s history. We conduct relevant research across a broad range of topics in regards to relationships. We advocate for respectful relationships across all levels of society.

MNRS aims to track the performance of an index (before fees and expenses) that comprises the largest global gold mining companies (ex-Australia), hedged into Australian dollars. FUEL aims to track the performance of an index (before fees and expenses) that comprises the largest global energy companies (ex-Australia), hedged into Australian dollars. FOOD aims to track the performance of an index (before fees and expenses) that comprises the largest global agriculture companies (ex-Australia), hedged into Australian dollars. H100 aims to track the performance of the AUD currency hedged FTSE 100 Index (before fees and expenses), which provides exposure to the largest 100 companies by market capitalisation traded on the London Stock Exchange.
